Medicaid & Nursing Home Planning in Centerville, OH

Located in the Dayton metro area, Centerville, Ohio is a growing city that offers visitors and citizens a wide variety of options for recreation and entertainment. In addition, residents enjoy a city government that works diligently to provide exceptional services to all residents. With one of the best school systems in the country, Centerville is the perfect place to raise a family. If you have questions about any city services or need assistance, you can reach the city offices by calling 937-433-7151 or by visiting the office located at 100 West Spring Valley Road, Centerville, OH 45458.

The History of Centerville, Ohio

Centerville was incorporated in December 1968; however, the city was founded in 1796 by Benjamin Robbins. Robbins named the area known as Centerville today after his hometown in New Jersey. Originally spelled as “Centreville,” the spelling of the city was changed to Centerville by the United States Postal Service in 1900. Even though Centerville has developed into a thriving city with all the modern conveniences you would expect to find in large metropolitan areas; residents still enjoy the small town feeling that is so special in Centerville. The rich history of this proud Ohio city is immediately seen in the pride shown by the residents and city officials.

Today, Centerville has a population of 23,999. The city limits of Centerville spans both Montgomery and Greene counties. The average age of Centerville citizens is 42 years, but there is a growing number of residents under the age of 30 years and over the age of 65 years. As the population of Centerville continues to expand to include a larger number of residents who need personal care assistance as they age, the need for Medicaid and nursing home planning is also growing.

Centerville Medicaid and Nursing Home Planning Attorneys

The attorneys Lovett & Lovett offer comprehensive estate planning services, including Medicaid and nursing home planning. Nursing home and assisted living expenses are substantial. For the average person, the costs are too much to pay without assistance. Therefore, nursing home and Medicaid planning are important for everyone, regardless of the person’s age or financial status.

Attorney George Lovett is a specialist in estate planning, trust, and probate law by the Ohio State Bar Association. He has thousands of hours of experience helping individuals and families plan for nursing home or assisted care needs. His extensive knowledge of Medicaid laws helps him formulate a plan that maximizes the benefits available to individuals. Contact Lovett & Lovett at (937) 429-7730 for more information about nursing home and Medicaid planning and to schedule an appointment with an experienced Centerville attorney.

Why Is Medicaid and Nursing Home Planning Important?

Medicaid and nursing home planning is essential to lessen the financial impact of long-term care. Planning for long-term care is one of the best ways to protect assets for your family. Americans are living longer than ever before; therefore, the need for long-term care is rising, as are the costs of long-term care. As we age, the risk of developing an illness or injury that requires long-term, personal and/or medical care increases. While families want to care for their loved ones at home, degenerative diseases such as Alzheimer’s may make it impossible for the family to provide 24-hour care in the home. Likewise, an injury or acute illness may require medical care that the family is not qualified to provide.

Many people assume that Medicare will pay for long-term care; however, this is not the case. Medicare pays for up to 100 days in a nursing home for “skilled or rehabilitative care” only if the patient has been in the hospital for at least three days before being placed in a nursing home or skilled care facility. After 20 days, a co-payment may be required. Therefore, Medicare is not an option for long-term skilled care.

However, Medicaid can cover long-term care. Medicaid is a federal and state program available to people who qualify based on certain physical and financial criteria. Medicaid and nursing home planning can help individuals manage their assets and estate in a way that allows them to qualify for Medicaid coverage if needed for long-term care. Families must be very careful when planning for long-term care.  Medicaid and nursing home planning is extremely complex due to Medicaid requirements.  If individuals are not careful, they may be required to forfeit assets needed by their spouses to continue to provide for the spouses’ needs. Medicaid planning can help protect assets for your spouse while allowing you to qualify for Medicaid assistance.

You can read more about Medicaid and nursing home planning in our Articles on this subject.

Contact A Centerville Medicaid And Nursing Home Planning Attorney

If you have questions about nursing home and Medicaid planning, we urge you to contact our office to speak with a Centerville Medicaid attorney. Contact Lovett & Lovett at (937) 429-7730 to schedule a consultation with one of our attorneys. Protect yourself and your family by taking steps now to plan for long-term care before you need it.