Medicaid & Nursing Home Planning in Dayton, OH

As you or your parents have gotten older, you’ve been thinking about nursing homes and in-home care. You might have looked at nursing homes near Dayton, like Dayview Care Center, Brookhaven Nursing & Rehabilitation Center, or Grace Brethren Village, or in-home care providers, like FirstLight Home Care, Comfort Keepers, or Amedisys Home Health.

In your search, you probably have found out that this type of care is expensive. Extremely expensive.

How will you pay for a nursing home when it costs upwards of $5,000 every month? Health insurance doesn’t cover care past a few months, which means that you’ll soon be paying out of your own pocket unless you have long-term care insurance. Most people don’t have that kind of money. Even if you do, you likely want most of your savings to go to your family—not a nursing home. The idea of borrowing money to pay for your or your parent’s stay is also not an attractive option. You want to leave a legacy—not a mountain of debt—to your children.

Medicaid could pay for nursing home and in-home care costs, but only does so if you meet certain criteria. This is where Medicaid planning comes in.

With proper planning and the help of an experienced Dayton estate and Medicaid planning attorney, you can plan for the care that you or a loved one needs. You can make sure that the cost of care doesn’t rob your family members of the legacy that they deserve.

If you or a loved one are facing an extended nursing home stay and have questions about paying the costs, please contact the experienced and understanding Medicaid planning attorneys at Lovett & Lovett Co., LPA today. We would be glad to answer your questions and let your family know what your options are. We have an office in Dayton, OH to serve you.